Target Area: Businesses located in Palm Beach, Martin, St. Lucie and Indian River Counties.

Loan Size: TCEFI offers loans between $5,000 and $35,000.

Interest Rates: TCEFI's loans will have a fixed interest rate.

Loan Terms: The term of a TCEFI loan is matched to the project schedule and is negotiated with each borrower.

Collateral: Collateral is required; unsecured lending is unacceptable. The amount and type of collateral acceptable is at the discretion of TCEFI and is generally sufficient to assure repayment of the loan.



Steps in the application process:

1. Get a Pre-Application Form.
2. Submit it to TCEFI.
3. Project eligibility determined.
4. Complete TCEFI application.
5. Submit financial statements and other required forms.
6. Include a business plan.